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Getting a Home Mortgage

So, you're interested to get a mortgage for your dream house. In order to do this, there are some steps you need to get the right home mortgage for you.

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Basic Mortgage Terms

If it is your first time applying for a mortgage, there are a number of terms you should know. Educating yourself on the various mortgage terms you will run into will help you make better decisions when deciding which home you want to purchase. When you sign a mortgage contract, your home is used for collateral and it is your responsibility to make sure your payments are made on time each month.

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Articles

Bedroom Window Treatments

How you dress your windows is an important piece of your overall design and a lot of thought should go into the style and fabric used for your bedroom window treatments. How do you know which window treatment is right in your bedroom? There are 3 basic types of window treatments that can be used alone or in combinations. Here's some tips on these basic types and what style of room you might choose them for.

Curtains and Drapes Curtains and drapes are a style of window treatment that most of us can recognize but there's many variations on this old standby. If your bedroom design is simple, you might choose just plain sheers as these will go well with many themes including a romantic theme, a modern theme and anything in between. Valances can be used to soften the top of the window. They are great if you don't want to cover up a great view but also don't want the window to look too bare.

Typically valances are made from fabric but you can build them form wood and decorate them with an aged or stencilled paint to go with your Tuscan or French country design. Fabric valances can go with almost any bedroom decorating theme depending on the fabric you choose and can be used in conjunction with sheers to give you a bit of privacy. Drapes are an elegant bedroom window treatment. If you have a romantic, French or Victorian theme some heavy drapes in rich fabrics can transform your bedroom into one fit for a queen.

Heavy drapes look best on tall windows, but if you short squatty windows like most homes built in the 60's - 80's don't let that deter you from using great drapes. You can always just keep them closed to hide the window behind and no one will ever know the difference! Wooden Shutters and Blinds Indoor wooden window blinds are a great way to add privacy to your bedroom and can be used alone or with curtains, drapes or valances. There are 2 styles of shutters - plantation shutters and café shutters. Plantation shutters cover the whole window and have louvers which can be opened and closed to let light in or provide privacy. These shutters go great with a plantation style look, a country look or a coastal cottage look. The café shutters are the kind that cover only the bottom half of the window and swing open to let light in.

These also look nice in a country or beach style bedroom and are perfect for a Paris apartment style as well. Fabric Blinds Fabric blinds add a nice touch to any bedroom and can be decorated and embellished with whatever you want. Fringe, pom-poms and ribbon are just a few of the great ways to make these bedroom window treatments stand out. Roman blinds work well for childrens rooms and informal styles such as cottage or beach style decor. These shades fold up to expose the window during the day and roll down at night. Festoon blinds are puffy with lots of fabric.

They are quite ornate and work best in a romantic style bedroom such as a Victorian, French or Italian motif. Festoon blinds look best on wide windows and might not be good for small rooms as they can tend to be a bit overwhelming.

Lee Dobbins writes for www.bedroom-designs-and-decorations.com where you can learn more about popular bedroom decorating styles.



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Choosing the Right Adirondack Chairs for your Garden - Chairs and furniture for the porch or outdoors are normally made of wood, are large in size and are comfortable.

Affordable Kitchen Makeovers - If you are tired of your kitchen look, there are affordable ways to give your kitchen a new look or makeover.

Air Conditioner Tips to Save on Your Energy Bill - Do you know that, in summer, the average American family pays about 40% of their energy bill for air conditioning of the house? But it doesn't have to be this way, Use these simple tips to help you keep your house cool and significantly reduce your energy bills during the hot months.

Air Conditioning Solutions to Beat the Heat This Summer - As many as a 50% of American homes to do not have central air conditioning.

What About Club Chairs - Considering the working lifestyle of modern times, one definitely needs a nice cozy home with comfortable furniture that soothes the tired body and mind.

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A Guide to Finding the Best Personal Loan Rate

Finding the best personal loan rate that you can get isn't always easy... it does, however, save you a lot of money in comparison to simply taking the first interest rate that you're offered for a loan.

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