Discounted Rates For Mortgages: A Cheaper Option For You!
"....3.99% fixed for two years and conditions apply....". This is just one example of a mortgage on the market but there are hundreds if not thousand more such products available for would be house buyer. The conditions associated with this type of product are:
Mortgage Refinancing Fees- How Much You Really Have to Pay
Refinancing your mortgage can be a great decision for some homeowners. In fact, this is a great benefit of owning your own home. If your terms as the initial purchase of the property were not the best you could qualify for, and your financial profile has changed, then refinancing could cut down considerably the amount of money you pay in interest over the life of the loan.
Mortgage Calculator Reveals Big Savings With Small Payments
Having agreed on a monthly payment schedule with your mortgage lender doesn't necessarily set that amount in stone - that's just the minimum you can pay! By playing with a mortgage calculator, particularly a pre-payment loan calculator, you can see where extra payments can make long-term savings on your mortgage.
A Guide to Finding the Best Personal Loan Rate
Finding the best personal loan rate that you can get isn't always easy... it does, however, save you a lot of money in comparison to simply taking the first interest rate that you're offered for a loan.[Read More]
How to Deduct Points on a Mortgage Loan
A point on a mortgage loan is one percentage point of the loan. For example, two points on a $200,000 mortgage loan would be $4,000 ($200,000 x 2%). Points represent prepaid interest.