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Getting a Home Mortgage

So, you're interested to get a mortgage for your dream house. In order to do this, there are some steps you need to get the right home mortgage for you.

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Basic Mortgage Terms

If it is your first time applying for a mortgage, there are a number of terms you should know. Educating yourself on the various mortgage terms you will run into will help you make better decisions when deciding which home you want to purchase. When you sign a mortgage contract, your home is used for collateral and it is your responsibility to make sure your payments are made on time each month.

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Expressing Yourself Wall Tapestries for the Newcomer

More and more people are employing the use of wall tapestries as key components of their vision for contemporary home décor. The market for these dynamic works of art has flourished in the last 20 years, and the types of tapestries available have become as varied and diverse as the people who purchase them. As such, a newcomer interested in purchasing a tapestry for the home may become a bit overwhelmed by the sheer volume of choices available. Understandably, it can be hard to know where to begin when choosing the piece that is right for you.

Ultimately, it all comes down to personal preference. After all, tapestries allow us to express ourselves and define our personalities. They are, in essence, an extension of who we are. So it should be no surprise that any decision regarding what to purchase will likely involve a great deal of heart and soul. Tapestries can essentially speak to us on a deeper level.

However, the newcomer might be interested in a few tips for choosing the perfect tapestry. Choices, Choices, Choices First, let's consider some of the options available. Some of the more classic types of tapestries will have a historical twist to them, emulating Medieval, Renaissance, Neo-Classical and Baroque time periods, among many others. Medieval tapestries in particular have become popular, because they represent a period in time which many consider to be a pivotal point in the development of tapestries for use as decorative art rather than for merely practical furnishing purposes. Asian tapestries also offer a myriad of rich color schemes that are not only complex, but distinctive as well. What draws many individuals to some of these weavings is not only the incredible amount of detail prevalent in the pieces, but the emotions conveyed in them as well.

Many of the more traditional tapestries tend to focus on timeless, universal themes centered around love, human nature, death and tragedy. Perhaps this is why traditional wall tapestries have such a strong appeal. These artistic endeavors provide us with a connection to the past and a window into the evolution of human nature. We often find that we relate to the characters depicted in these scenes.

On the other hand, tapestries which are more contemporary in nature can give our dwellings a modern edge. These can range from surreal landscapes and abstract scenery to still life illustrations showcasing colorful floral patterns or elegant assemblies of wines, vines or fruits. Other popular delineations may include elements of nature, animals and wildlife, or nautical themes which exhibit various naval and maritime dramatizations at sea. In addition, many artists ? some well known, and some not-so-well-known ? are licensing their works for tapestry designs.

These include works by Thomas Kinkade, Linda Picken, Lena Liu, Nicky Boehme, Stewart Sherwood and Malenda Trick. A number of famous historical artists have also had their works developed into beautiful tapestries, including Vincent Van Gogh and Leonardo de Vinci. This provides an accessible vehicle for art lovers to make the transition to tapestries when developing decorative themes for the home. Of course, these are merely a few of the genres in which wall tapestries have been developed. Ultimately, contemporary is whatever you want it to be.

The wonderful thing about choosing a piece of art is that you can define what it means to you. And in many cases, tapestries may incorporate any combination of some the elements we have discussed. The key to choosing a great piece for your home is to find something that speaks to you. An Affordable Investment Believe it or not, you really do not have to break the bank to own a fine piece of art.

While some tapestries sell for thousands of dollars, the market also offers a huge selection of affordable tapestries starting from as little as a few hundred dollars. Compared to what you might end up paying for an original art print, the value of wall tapestries can be immeasurable. The reasonable cost of acquiring a piece that encapsulates an individual's identity means that wall tapestries have become much more accessible to the average person over the years. One does not have to spend a fortune to have a quality work of art in the home.

What is the Best Size for You? Tapestries not only come in many styles, but they also come in many sizes. You may want to take the type of home you have into consideration when choosing a tapestry. First, consider where in your home you would like to see a tapestry placed. If you have a small room with limited wall space, you may want to consider using a smaller tapestry. Otherwise, large wall hangings can create a cramped feeling in the room. Tapestries can come in sizes as small as 13 by 18 inches.

They can also be rather large (27 by 36 inches, which is roughly the size of a standard poster). If you have a large wall in a big room, you will likely do well with larger wall tapestries. Some tapestries also come in sizes which are long and narrow, much like a banner.

These types of tapestries are perfect for long hallways. It all depends on the style of living space you intend to decorate. Some tapestries can make your living space feel larger than it actually is, while others can have the opposite effect. Other Factors to Think About Choosing the perfect tapestry for your home also means taking into consideration the environment in which the piece will live. What type of furniture do you have? Is it ultra-modern, or do you have a lot of antiques? Depending on your answer, you may want to search for a piece that blends in with your "theme".

For example, you may want to consider a more traditional tapestry if you have a great deal of antique furniture pieces in the room. As we mentioned, the size of the room can have a dramatic impact on the style of tapestry you choose. Every room is different. And different people have different objectives they are trying to accomplish with their décor. If you have a large room that you feel creates too much distance between the people occupying it, perhaps you will want to purchase multiple small tapestries to bring about a more cozy feeling to the space.

On the other hand, if you are dealing with a small room, you may want to consider a tapestry which conveys a sense of openness, such as a vast landscape or ocean. Lighting is also something to think about when purchasing a tapestry. Do you have light fixtures that match your furniture pieces? Do you use table lamps or recessed lighting fixtures, or do you use a combination of both? If you are going for a modern feel, perhaps you will want to consider using chrome lighting fixtures to accent more abstract tapestry pieces.

You want to make sure you have plenty of light to enjoy the color schemes of your tapestries, but you also do not want so much light that it detracts from the artistic displays themselves. Staying True to Your Heart In light of all the considerations, the main thing to remember about choosing a tapestry is to look for something that has meaning to you. You will need to be aware of your living space, the lighting conditions, the types of furniture present your home and the size of the walls you are intending to decorate. But none of these factors will make any difference if you are unable to connect with the tapestry on a personal level.

Think of the tapestry as an extension of your personality and individuality, and then think of the other factors as influences on the piece. Copyright © The Tapestry House, all rights reserved. This is Free-Reprint article from The Tapestry House. Our terms are: Please leave copyright statement intact Please publish author info including links Please do not use the article in unsolicited emails Please keep all links intact and "as is" - no embedded keyword advertising You can contact us at articles@thetapestryhouse.


David Burr writes on a number of subjects, including history and tapestry & textile art. He divides his time between writing and the Tapestry House.

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A Guide to Finding the Best Personal Loan Rate

Finding the best personal loan rate that you can get isn't always easy... it does, however, save you a lot of money in comparison to simply taking the first interest rate that you're offered for a loan.

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