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Getting a Home Mortgage

So, you're interested to get a mortgage for your dream house. In order to do this, there are some steps you need to get the right home mortgage for you.

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Basic Mortgage Terms

If it is your first time applying for a mortgage, there are a number of terms you should know. Educating yourself on the various mortgage terms you will run into will help you make better decisions when deciding which home you want to purchase. When you sign a mortgage contract, your home is used for collateral and it is your responsibility to make sure your payments are made on time each month.

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Articles

Fabulous Gifts for the Bride

There are few things in life more wonderful than getting married. It just gives a good feeling to see two people in love starting out together, doesn't it? Buying gifts for the wedding or engagement party is almost as fun as buying gifts for yourself, but wedding gifts don't have to break the bank. In fact, it's usually cheaper to buy the couple a something for their new home rather than giving them cash.

So, if you want some great gift ideas (because the thought of giving them a toaster just makes you cringe ?), read on. We've got some great ones. For a Creative Gift Well, that high-priced photographer is going to produce mounds of photographs, all of which will need a home. A photo album or funky, artistic frame is always a good choice for a wedding gift. Or, why not think about getting the happy couple something to do together in their leisure time? Perhaps a picnic basket and set of picnic supplies, a doublewide hammock, or an exquisite wine gift basket. For a Healthy Gift If the newly married couple is into healthy or organic living, why not put together a gardening kit for them? Find some organic vegetable or flower seeds, and collect all the tools they'll need to garden together in the backyard.

You could also think about ordering them a gift basket full of organic foods. With all the stress of planning and pulling off a wedding, it might be nice to just relax one night and munch on some organic, tasty treats! For Pure Decadence Decadent gifts can be anything from the pure luxurious to the downright fun. With all the blenders and plates the couple is going to be getting, why not lighten things up and get them a basket full of games? Stock it up with things they can play together, everything from a deck of cards to Monopoly. If you're thinking luxurious, well the sky is only limited by your imagination! What about a digital photo frame? One of these will allow them to upload all their wedding pictures. The screen changes every few seconds, so they always get to look at a new picture.

For the Time Honored Gift What about an expensive journal and pen to record their wedding experience in? It would definitely be an adventure to look back on 10 years from now and read about how Aunt Marge got drunk at the reception and lead the conga line for over an hour! Or, what about some personalized stationary to write thank you notes on? For a Technology Gift If you're thinking luxurious and techie, why not purchase a new home theater system? There's almost nothing better than curling up to a good movie with theater surround-sound (although it might be hard to resist keeping this one for yourself ?). If that's a little out of budget, what about nice photo printer to print all their wedding pictures out on? If you're feeling a bit on the luxurious side, you can also stock them up on ink refills as well. With a little advance planning and creativity, you can go above and beyond the toaster and blender cliché of wedding gifts.

You'll give a gift that's unexpected, appreciated, and certainly memorable! Copyright (c) 2007 Pat Brill.

Pat Brill is co-founder of http://www.SilkBow.com which supports Busy Moms with free gift ideas and helpful tips to meet the challenges of motherhood. She is also co-founder of http://www.WellnessArticles.net , a directory of articles covering many areas of wellness. You can reach Pat at pat@SilkBow.com.



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A Guide to Finding the Best Personal Loan Rate

Finding the best personal loan rate that you can get isn't always easy... it does, however, save you a lot of money in comparison to simply taking the first interest rate that you're offered for a loan.

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